Damages from fire, soot, smoke, and puff back
Damages from floods, tub/sink/toilet overflows, accidental water discharge, broken drain lines, and more
Damages from storms, snow, sleet, hail, wind, ice, or lightning
Damages from collapsing roofs, leaking roofs, collisions, and free falls
Damages from theft and vandalism
Damages from frozen and bursting pipes
Damages due to shortages, electrical bursts, etc.